When I was in college, back in the swinging forties (that’s a joke), I had a lovely credit card offer that had me in debt for oh, I dunno…10 years! Whoa, nellie…it was tough. So, my credit was banjaxed for a good long time. Well, one of the things that’s getting me through is that I started rebuilding my credit. It’s not an easy task. You’ve gotta shop around for the right way to get moving to change your bad credit rating.
Find the right offers and get a credit card.
If you make timely payments, it will be reported to the major credit agencies and in no time, you’ll be on your way to superfantastic credit.
Mine is getting there. Aren’t you glad I shared that info with you?
What’s that? I shouldn’t have been a deadbeat to begin with? Shaddup. Sometimes we fall on hard times and the credit card is the last thing we’re thinkin’ about. It ain’t an excuse, it’s a reason. Again…shaddup. 
Go check ‘em out.